Empowering Australians to Build, Protect, and Grow Generational Wealth

Under the visionary leadership of Peter Ristevski, CEO of Investment Plus Accounting Group (IPAG), the firm has become a driving force in redefining financial strategy and wealth creation in Australia. More than an accounting firm, IPAG represents a philosophy—helping individuals and businesses think beyond tax season toward long-term prosperity. With a focus on strategic structuring, intelligent investment planning, and innovative cloud CFO solutions, IPAG continues to shape a smarter, stronger financial future for Australians nationwide.

What motivated the founding of Investment Plus Accounting Group?

The founding of Investment Plus Accounting Group (IPAG) was driven by a deep desire to transform how accounting services impact people’s financial futures. After witnessing hardworking Australians receive generic, transactional advice that added little real value, the motivation was clear to create a firm that truly thinks and acts like a business partner, not just a bookkeeper. Traditional accounting models often focused on compliance rather than wealth creation, leaving clients without the strategic support they deserved.

Investment Plus Accounting Group was established to change that narrative to empower individuals and business owners with intelligent tax structures, legally minimised liabilities, and strategies that build long-term wealth and security. The vision was simple yet powerful: to help everyday Australians access the same level of financial insight and advantage typically reserved for the top one percent. This mission continues to define IPAG’s culture – “One built on trust, innovation, and genuine client success”.

What’s the unique value you deliver that differentiates you in a crowded market?

What sets Investment Plus Accounting Group (IPAG) apart in an increasingly competitive financial landscape is our commitment to going beyond traditional compliance. While many firms focus solely on tax returns and bookkeeping, we specialise in building strategic, long-term wealth through innovative financial structures. Our proprietary asset-protection frameworks are designed to safeguard and grow our clients’ wealth solutions that most accounting firms simply don’t offer or understand.

At IPAG, we think like business owners and CFOs, not just accountants. We develop tailored financial blueprints that empower small business owners to become investors, investors to become landlords, and landlords to achieve asset-protected financial freedom. This forward-thinking, results-driven approach ensures that our clients not only minimise tax legally but also create enduring wealth. The “One Percent Difference” defines our philosophy, being proactive, strategic, and relentlessly focused on outcomes that elevate our clients well beyond the ordinary.

How do you tailor your services to effectively meet diverse client needs?

At Investment Plus Accounting Group (IPAG), we recognise that every client’s financial journey is unique whether they’re tradespeople, medical professionals, property developers, or entrepreneurs. Our approach is never one-size-fits-all. Instead, we reverse-engineer each financial structure around the client’s personal and business goals, ensuring every strategy aligns with their vision for growth, protection, and long-term security.

We take a holistic view of each client’s financial landscape, analysing everything from cash flow and entity setup to trust distribution and retirement planning. For business owners, our CFO-On-Call model delivers high-level financial insight and strategy without the heavy corporate costs. Property investors benefit from advanced risk-separation structures, while families receive comprehensive legacy and estate planning to safeguard generational wealth.

At IPAG, every recommendation is custom-designed to serve the client’s specific needs and aspirations. Our mission is simple to build financial ecosystems that perform, protect, and prosper.

How do you position yourself as a specialist in property tax accounting and trusted advisor for property investors?

At Investment Plus Accounting Group (IPAG), property investment isn’t just one of our services it’s our specialty. Recognising that property is the cornerstone of Australian wealth, we’ve built deep expertise in property tax accounting to help investors maximise returns while minimising risk. Unlike traditional firms that focus solely on compliance or negative gearing, we go beyond the basics designing structures that optimise leverage, enhance asset protection, and ensure tax efficiency at every stage of an investor’s journey.

Our proprietary Equity Bank Trust Model is a prime example of this innovation. It enables clients to unlock equity, legally minimise tax, and protect their assets from exposure all while remaining fully compliant with ATO regulations. From capital gains and depreciation to refinancing and loan structuring, our insights help investors make smarter, more strategic decisions.

That’s why property investors across Australia from first-home buyers to seasoned developers trust IPAG as their go-to advisor for long-term property wealth creation.

What are the unique advantages of your cloud-based bookkeeping and CFO services for modern businesses?

At Investment Plus Accounting Group (IPAG), our cloud-based bookkeeping and virtual CFO services are designed to give modern businesses a decisive edge in a fast-moving environment. Traditional accounting models rely on outdated data, leaving business owners reacting to the past. In contrast, IPAG’s integrated cloud ecosystem delivers real-time financial visibility allowing clients to monitor cash flow, profitability, and tax exposure anytime, anywhere, from any device.

Beyond bookkeeping, our Virtual CFO service provides the strategic intelligence of a board-level advisor at a fraction of the cost. We deliver in-depth forecasting, benchmarking, and performance modelling, empowering business owners to make data-driven decisions with speed and confidence.

With instant access to live financial dashboards, our clients can track KPIs, identify inefficiencies, and pivot proactively rather than waiting months for static reports. The result is a smarter, faster, and more agile business one equipped to thrive in today’s digital-first economy.

Could you walk us through your core tools, like cash flow strategies, refinancing, or exit planning, that help restore stability and growth?

At Investment Plus Accounting Group (IPAG), our approach to restoring business stability and driving growth is built on precision financial engineering and proven strategic frameworks. The process begins with our proprietary Financial Pulse Check, a comprehensive diagnostic that pinpoints cash flow weaknesses, excessive debt exposure, and tax inefficiencies. Once the financial “leaks” are identified, we act quickly to stabilise operations and restore liquidity.

We then leverage our trusted refinancing network, connecting clients with Australia’s leading brokers and lenders to restructure debt, enhance working capital, and free up growth capacity. For clients preparing to exit or transition ownership, we implement succession and exit planning strategies designed to maximise business valuation while legally minimising tax liabilities.

These aren’t theoretical models they’re systems we use daily to transform struggling businesses into profitable, scalable enterprises. Every recommendation is measured, compliant, and focused on long-term financial resilience and sustainable success.

Share about the leadership team that steers IPAG to success.

At Investment Plus Accounting Group (IPAG), our success is driven by a leadership team defined by expertise, integrity, and an unwavering commitment to client success. Leading from the front, our Founder and CEO brings over two decades of experience in tax strategy, asset protection, and corporate structuring setting the vision and strategic direction for the firm. Supporting this vision is a highly skilled team of senior accountants, tax advisors, mortgage specialists, and business analysts who share a unified purpose: to protect, grow, and empower every client we serve.

What makes the IPAG leadership team exceptional is its mindset. Each member is trained to think like a Chief Financial Officer focused not just on compliance, but on strategy, performance, and measurable results. This forward-thinking approach has earned IPAG the trust of clients across Australia and beyond. Our goal isn’t to be the biggest firm, it’s to be the most effective, results-driven, and respected in the industry.

Final Word

Most accountants play defence. We play offence. At Investment Plus Accounting Group, we don’t wait for opportunities. We create them. We don’t follow trends. We set them.

That’s why clients across Australia call me before they call their bank, their lawyer, or their broker. Because they know — when the One Percent Accountant is in your corner, you don’t just survive. You win.

The One Percent Accountant. Investment Plus Accounting Group. Where strategy meets results.

“Strategic Accounting. Smarter Structures. Stronger Futures”

“Beyond Tax Returns — We Engineer Wealth That Lasts”