I’ve been involved in the consumer credit industry since I graduated college in 1993, starting my career with major banks and then transitioning to small and mid-sized banks. After leaving the banking sector, I worked in sales for Experian, but my passion for the credit industry remained strong. In 1999, I was approached by a new bank to become their Credit Manager, and through several iterations, I eventually became the Chief Credit Officer of a specialty consumer finance company in 2001.